Attention homeowners in San Clemente and Orange County: Get an Appraisal today!
See the top reasons California homeowners order from JM Real Estate Group, LLC:
We at JM Real Estate Group, LLC understand the individual needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Challenging Orange County's assessment of your propertyLet's say you live in an area that's going down -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. A professional appraisal from JM Real Estate Group, LLC is your number one weapon when contesting your property tax assessment.
Need to remove PMI?PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. JM Real Estate Group, LLC is qualified in helping clients just like you delete undesirable PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be difficult and inconvenient from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from JM Real Estate Group, LLC can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would like to have a seasoned appraiser double-check it for preciseness or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.